Chip and PIN is
a new way to pay with cards.
Instead of signing your name, which
is what you were asked to do before,
you will now need to enter your PIN
(Personal Identification Number).
Your PIN is a
four-digit personal security number
that is given to you together with your
card. It is the same number that you
use when you withdraw money from a cash
machine. It’s important that
you never let anybody else find out
your PIN!
The Chip and PIN
system has been introduced to tackle
card fraud. PINs are thought to be
more secure than signing your name
because you are the only person who
knows what your PIN number is. With
the Chip and PIN system you are
asked to enter your PIN via a PIN
pad at the checkout. You don’t
need your PIN when you buy things
over the telephone or via the Internet,
so please remember that you shouldn’t
tell anybody what your PIN is.
Below you can find
a simulator of a PIN pad. It is the
same as the PIN pads you will soon see
in most shops, restaurants, etc. To
pay with your card using the PIN pad,
you will have to go through the following
steps:
1. At the checkout,
staff will put your card into the
card reading slot on the PIN pad or
they will ask you to put your card
into it yourself.
2. The card
reader will recognise if your card
is a Chip and PIN card
3. Just follow
the instructions on the screen. You
will be asked to check the amount
and to enter your PIN
4. When you enter
your PIN it is not displayed; instead
it will show up as four stars (****)
5. If you enter
your PIN incorrectly, you can press
the ‘clear’ button and
enter your PIN again
6. Finally, the
screen will show you that your transaction
has been successful and you will be
issued with a printed receipt.
Why not try it
out for yourself using our Chip and
PIN simulator below.
YOUR
RECEIPT - move over items for pop up
information
If
you want to find out more about this
new way to pay with cards, you can visit
the Chip
and PIN website
