Sometimes we need access to large sums of money
that we haven't saved for and have to apply for a grant or a loan.
Grants are sums of money
that may be paid to you and don't have to be paid back. Loans
are sums of money that have to be repaid. Before asking for a loan it
is better to see if you qualify for a grant.
Most grants count as
income for means tested benefits, though
some are ignored.
