Now you have had a go at identifying people’s short, medium and long term needs based on different situations use the panel below (print out this page and write into the boxes provided) and think about your own needs. You may like to think about the most important things you need to concentrate on and what your needs might be:

• short term - 1 years time
• medium term - 5 to 10 years time
• long term - 10+ years time

Activity: If you are not sure about this don’t worry. It might be helpful to write some points down to help you understand and plan financially for your future. Remember, you can always add to this if you think of other points as you work through some of the activities.