1 The High Street
Markovitz and R. Balan
Flat 12, Royle Court
arranging our mortgage with you, our circumstances have changed
and as a result we have been unable to make the last three payments.
As a result our account is £616.00 overdue.
has happened because Mr Balan has recently been made redundant
and is now in receipt of Job Seeker's Allowance, reducing our
enclose a Personal Budget sheet which shows our total income from
all sources, and our total outgoings. As you can see we have only
£18.60 a week (£80.60 per month) left for our creditors.
offers we have made to our creditors have been worked out on a
pro-rata basis, and we have written to all our creditors asking
them to accept reduced payments.
view of our circumstances, please would you agree an offer of
£65.00 per month to repay these arrears? If interest or other
charges are being added to the account we would be grateful if
you would freeze these so that all payments made will reduce what
we owe you.
our circumstances improve we will contact you again.
would be grateful if you would send a standing order form to make
it easier to pay you.
you for your assistance. We look forward to hearing from you as
soon as possible.
Markovitz and Rajesh Balan